Purchase with own funds
Request a written offer for the specific apartment, itemising the total including applicable VAT, parking, specification and additional costs.
SLNEČNÉ BYTY · BANSKÁ ŠTIAVNICA
Your route to owning a home.
An outright purchase, mortgage or the developer’s Rent & Buy offer: choose a route that suits your circumstances and intended use.
Mortgage
The developer offers access to a mortgage adviser. Equity, income, security, residence and property valuation affect eligibility. The bank decides the terms and approval.
ŠFRB housing support
The Slovak housing development fund supports defined eligible applicants. Residence, applicant category, income and intended use must be checked. Overseas buyers of holiday homes are not automatically eligible.
No blanket interest rate or guaranteed monthly payment is quoted here. A binding offer requires assessment and the provider’s current conditions. Please do not send identity documents or income records through the initial enquiry form.
Current legal eligibility criteria for ŠFRB Information and sources · 12.10.2026
Move in now. Work towards ownership.
The original site describes Rent & Buy as a route to later ownership: after an agreed initial payment, you use the apartment and make contractual payments. How payments count towards the purchase and when ownership transfers must be set out in the contract.
Understand Rent & Buy